How to Choose the Right Property Consultants in Mumbai Before Buying a Home

Buying a home in Mumbai involves much more than selecting a location, visiting a sample flat and negotiating the price. Buyers must compare carpet area, legal title, approvals, possession timelines, developer history, neighbourhood conditions and the complete cost of ownership.

The process becomes even more sensitive when you are evaluating redevelopment projects in Mumbai. A polished brochure may not reveal disputes within the society, incomplete approvals, project-registration issues, construction delays or additional charges.

This is where experienced property consultants in Mumbai can add value. A competent consultant should help you shortlist relevant properties, understand the local market, identify questions that need answers and organise project information. However, the consultant should never discourage you from obtaining an independent legal, financial or technical opinion.

People sometimes search for “Properties consultants in Mumbai,” but the real requirement is usually the same: a reliable professional who can help them compare homes without hiding important facts.

Choose a property consultant who has valid MahaRERA credentials, strong knowledge of your preferred Mumbai micro-market, transparent fees, relevant redevelopment experience and a clear property-verification process. The consultant should disclose who pays the brokerage, explain the total purchase cost, help you retrieve project documents and encourage independent legal due diligence before you pay a large amount.

Why the right consultant matters
What a professional property consultant should do
Checklist for choosing property consultants in Mumbai
Redevelopment-property verification
Documents and approvals to examine
MahaRERA checks
Builder credibility and project delays
Carpet area, taxes and hidden charges
Practical buyer examples
Questions to ask a consultant
Red flags and common mistakes
FAQs
Conclusion

Why Choosing the Right Property Consultant Matters in Mumbai

Mumbai is not one uniform property market. Prices, building conditions, road access, parking availability, redevelopment activity and buyer demand can change from one lane to another.

For example, a buyer looking in Khar West may have to compare:

A ready resale flat in an older society
A newly completed redevelopment building
An under-construction free-sale apartment
A larger home in Santacruz or Bandra East
A smaller premium flat closer to Linking Road
A project with better parking but a longer possession period

A consultant who only forwards available listings may not help you make this comparison properly.

The right consultant should understand your family size, commute, budget, loan eligibility, preferred possession date, parking requirements, building age, floor preference and long-term plans. The objective is not to show the maximum number of properties. It is to reduce unsuitable options.

What Should a Professional Property Consultant Do?

A capable property consultant should perform five broad functions:

Understand the buyer’s requirements.
Shortlist relevant and realistically priced properties.
Explain differences between projects and locations.
Help collect available project and transaction information.
Coordinate viewings, negotiations and communication.

A consultant is not automatically a lawyer, chartered accountant, architect or structural engineer. Therefore, claims such as “everything is legally clear” should not be accepted without supporting documents and an independent professional review.

12 Checks for Choosing Property Consultants in Mumbai

1. Verify MahaRERA Agent Registration

A real estate agent dealing with the sale or purchase of property in a project registered under RERA must obtain the required MahaRERA registration. Buyers can search the official list of registered agents and should also check whether a registration has lapsed or been deregistered.

Ask the consultant for:

Registered business name
MahaRERA agent number
Registration validity
Name of the authorised representative
Certificate of competency, where applicable
Office address and official communication details

Confirm these details independently on the official portal. Do not rely only on a registration number printed on a visiting card.

2. Look for Micro-Market Knowledge

A consultant claiming to cover the whole Mumbai Metropolitan Region may not understand every neighbourhood in equal depth.

For a buyer in Khar, useful local knowledge includes:

Differences between Khar East and Khar West
Road width and vehicle access
Parking limitations in older buildings
Flooding or waterlogging concerns
Railway, metro and arterial-road connectivity
Building age and redevelopment potential
Noise near commercial roads
Society maintenance levels
Nearby schools, hospitals and markets
Current supply of ready and under-construction homes

A local consultant should be able to explain why two similar-sized flats in nearby lanes have different asking prices.

3. Check Experience With Your Property Type

Experience with resale flats does not automatically mean expertise in redevelopment real estate in Mumbai.

Ask whether the consultant regularly handles:

Ready-possession apartments
Resale properties
New launches
Redevelopment apartments in Mumbai
Society redevelopment sale components
Investor purchases
NRI transactions
Home-loan-assisted purchases
High-value residential transactions

Buyers considering residential redevelopment projects in Mumbai need a consultant who understands more than the advertised configuration and price.

4. Examine How the Consultant Understands Your Budget

A professional consultant should discuss the amount you can comfortably spend, not merely the maximum loan you may obtain.

The budget discussion should include:

Down payment
Home-loan amount
Stamp duty
Registration fee
GST, where applicable
Brokerage
Legal-review fees
Loan-processing and valuation charges
Parking or amenity charges
Maintenance deposit
Advance maintenance
Society-related payments
Interior and moving expenses
Emergency savings after purchase

This prevents buyers from selecting an apartment whose total cost is substantially higher than the advertised base price.

6. Check Whether Information Is Supported by Documents

Statements about carpet area, possession, parking, amenities and approvals should be matched with documents.

MahaRERA’s homebuyer guidance advises buyers to verify details such as the project address, survey or CTS information, unit number, carpet area and possession date.

A consultant should help you obtain the available documents. However, an independent property lawyer should interpret their legal effect.

7. Ask Who Pays the Consultant

Before viewing multiple properties, ask:

Is the consultant paid by the developer?
Will the buyer pay brokerage?
Is brokerage payable on the agreement value or another amount?
Are taxes added to the brokerage?
At what stage does brokerage become payable?
Is brokerage refundable if the transaction does not proceed?
Does the consultant receive incentives for recommending specific projects?

A developer-paid consultant may still offer useful support. The important issue is transparent disclosure.

8. Evaluate Communication Quality

Property buying involves repeated communication with developers, sellers, lawyers, banks and societies.

A reliable consultant should:

Answer questions directly
Distinguish confirmed facts from pending information
Share important statements in writing
Provide updated price sheets
Avoid changing terms verbally
Respond within a reasonable period
Maintain a clear record of discussions

Be cautious when important information is shared only through phone calls and is later denied.

9. Review Past Client Experience

Online reviews can be helpful, but they should not be your only test.

Ask for references from buyers who purchased a similar type of property. Discuss:

Whether the final cost matched the estimate
Whether documents were shared promptly
How negotiations were handled
Whether the consultant remained available after booking
Whether any important problem was disclosed late
How possession and registration were coordinated

A high review score does not replace due diligence.

10. Test the Consultant’s Redevelopment Knowledge

Ask the consultant to explain:

The existing society’s role
The developer’s role
The sale or free-sale component
Development and redevelopment agreements
Project approvals
MahaRERA registration
Construction stages
Existing-member and outside-buyer rights
Transit-rent disputes
Possession risk
Society handover
Future maintenance

A consultant who cannot answer basic redevelopment questions may not be suitable for buyers considering redevelopment flats for sale in Mumbai.

11. Avoid Consultants Who Guarantee Returns

No consultant can guarantee that a property will appreciate by a specific percentage.

Property value can be influenced by:

Entry price
Construction progress
Possession delays
Local supply
Building quality
Maintenance costs
Interest rates
Infrastructure
Rental demand
Future neighbourhood development
Market liquidity

Treat statements such as “the price will double” as sales language unless supported by realistic evidence and even then, future appreciation remains uncertain.

12. Check Post-Booking Support

Ask what assistance continues after booking.

Support may include:

Coordinating the Agreement for Sale
Sharing payment reminders
Helping organise loan documentation
Scheduling registration
Tracking developer communication
Coordinating snag inspection
Assisting with possession appointments
Obtaining available handover documents

The scope should be agreed before the transaction.

Redevelopment Property Buying Checklist in Mumbai

Mumbai’s limited availability of vacant land means that many new homes enter the market through society redevelopment projects in Mumbai. Buyers may see modern designs, improved amenities and desirable locations, but redevelopment projects can involve additional legal, financial and execution risks.

Is It Safe to Buy a Flat in a Redevelopment Project?

It can be safe to buy a flat in a redevelopment project in Mumbai, provided the project, developer, society arrangements, title, approvals, MahaRERA details, agreement and payment plan are independently verified.

A redevelopment label does not make a project unsafe. Similarly, a famous developer name or bank tie-up does not make it risk-free.

The safety of the purchase depends on:

Clear development rights
Valid project registration
Adequate approvals
Financial capacity
Construction progress
Realistic possession period
Enforceable buyer agreement
Transparent total cost
Independent legal due diligence

What Is the Free-Sale Component in Redevelopment?

In a typical society redevelopment, existing members receive replacement premises and agreed benefits. The developer may also be permitted to construct additional apartments for sale to outside buyers. These marketable units are commonly described as the sale component or free-sale component.

MahaRERA has clarified that the sale component in redevelopment projects needs registration where Section 3 applies. The RERA exemption for redevelopment relates to work that does not involve marketing, advertising, selling or a new allotment.

An outside buyer should confirm:

The exact building or wing containing the purchased apartment
Whether it forms part of the registered sale component
Whether the registration covers the current phase
Whether sanctioned plans include the offered floor and flat
Whether existing members and outside purchasers share common facilities
Whether possession of the sale wing depends on rehabilitation work
Whether there are common access, parking or amenity restrictions

What to Check Before Buying a Flat in a Redevelopment Project

Use the following redevelopment property buying checklist before booking:

Verify the project on MahaRERA.
Match the project name, promoter, address and registration number.
Review the legal title report and encumbrance disclosure.
Examine the development agreement and society authority relevant to the project.
Confirm approved plans and commencement permission.
Check whether the offered flat and floor are sanctioned.
Verify the RERA carpet area.
Review the possession date and extension history.
Examine quarterly construction updates.
Check complaints, lapsed status, deregistration and regulatory proceedings.
Study the developer’s completed and delayed projects.
Review the Agreement for Sale through an independent lawyer.
Calculate GST, stamp duty, registration and all additional charges.
Check loan availability without treating bank approval as a legal guarantee.
Understand future maintenance and society handover.

Documents Required Before Buying a Redevelopment Flat

Before paying a substantial amount, request copies of or access to:

Allotment-letter draft
Agreement for Sale draft
Cost sheet
Payment schedule
Approved unit plan
RERA carpet-area statement
Parking description
Amenity schedule
Possession clause
Cancellation terms
Delay-compensation clause
Project-registration details
Applicable tax and statutory-payment schedule

Under Section 13 of RERA, a promoter cannot accept more than 10% of the apartment cost as an advance or application fee without first entering into and registering a written Agreement for Sale.

MahaRERA’s model allotment format separately refers to GST, stamp duty, registration charges and the later execution and registration of the Agreement for Sale.

Should Buyers Hire a Lawyer Before Booking a Redevelopment Flat?

Yes. Buyers should engage an independent property lawyer before paying a large amount or signing an Agreement for Sale.

The developer’s lawyer works for the developer. The consultant facilitates the transaction. The bank checks documents according to its lending requirements. None of these replaces an independent legal opinion prepared for the buyer.

The lawyer should be asked to examine:

Title and development rights
Encumbrances
Society authority
Development agreement
Litigation and disputes
Approved plans
Project registration
Agreement clauses
Mortgage or charge
Possession provisions
Cancellation and refund terms
Parking and common-area rights

What Approvals Are Required for Redevelopment Projects?

Approvals vary by land type, development regulations, planning authority, location and project structure.

Depending on the project, relevant records may include:

Layout or building-plan approval
Intimation of Disapproval
Commencement Certificate
Fire-related approval
Environmental permission, where applicable
Airport-related clearance, where applicable
Tree-authority permission
Utility or infrastructure NOCs
Amended or revised approvals
Completion or Occupancy Certificate

Do not ask only whether a Commencement Certificate exists. Ask how many floors and which wings are covered by the current permission.

How to Check a Redevelopment Project on MahaRERA

The official MahaRERA process allows buyers to search registered projects and open detailed project records.

MahaRERA Checklist for Redevelopment Property Buyers

Check the following fields:

Project registration number
Registered project name
Promoter’s legal name
Project address
CTS, survey or plot details
Registration validity
Original completion date
Revised completion date
Extension certificates
Building and wing details
Approved and proposed floors
Apartment inventory
RERA carpet area
Legal-title report
Encumbrance details
Approved plans
Commencement Certificate
Quarterly progress reports
Architect and financial certificates
Litigation disclosures
Promoter’s other projects
Registered agents connected with the project

Also search the official lists for:

Lapsed projects
Deregistered projects
Projects affected by non-compliance
NCLT-related projects
Complaints involving the promoter or project

MahaRERA maintains searchable records for lapsed and deregistered projects, NCLT projects and complaints.

How to Check the Possession Date on MahaRERA

Do not rely only on the date in an advertisement.

Compare:

The current MahaRERA completion date.
The date in the allotment letter.
The date in the Agreement for Sale.
Any disclosed grace period.
The construction stage.
The validity and extent of approvals.
Previous extensions.
Progress reported in quarterly updates.

MahaRERA’s model documents provide for the possession date to be recorded in the allotment letter and Agreement for Sale.

How to Verify Builder Track Record Before Buying a Flat

A large brand name should not end your investigation.

Developer Due Diligence for Redevelopment Property

Review:

Completed projects
Actual possession dates
Occupancy Certificates
Construction quality
Defect rectification
Customer complaints
Pending projects
MahaRERA extensions
Lapsed or stalled projects
Contractor changes
Financial charges
Transit-rent disputes
Litigation
Experience with society redevelopment

Visit at least one completed property and speak with residents.

Ask about:

Leakage
Lift reliability
Parking allocation
Fire-safety systems
Common amenities
Maintenance
Handover quality
Customer support
Defect rectification

How to Check Builder Credibility in Mumbai Redevelopment

A credible redevelopment developer should be able to demonstrate:

Registered development rights
Project-specific approvals
A realistic construction plan
Adequate financial arrangements
Relevant redevelopment experience
Transparent communication with the society
Regular project updates
Clear buyer agreements
Consistency between marketing and approved documents

Be cautious when a developer has several unfinished projects but continues launching new ones.

How to Verify Carpet Area Before Booking a Flat

Under RERA, apartments are marketed using carpet area, but buyers must still confirm the exact measurement and definition used in every document.

For a carpet area in a redevelopment project, compare:

MahaRERA project record
Approved unit plan
Allotment letter
Agreement for Sale
Cost sheet
Architect’s area statement

Do not compare one project’s carpet area with another project’s built-up or saleable area.

Ask whether balconies, decks, flower beds, utility spaces, internal walls and exclusive areas are included or shown separately.

A useful consultant should prepare a price-per-carpet-square-foot comparison rather than relying on an unclear saleable-area calculation.

Hidden Charges and Total Cost of Buying a Redevelopment Flat in Mumbai

The advertised price is rarely the complete amount.

Possible Hidden Charges in Redevelopment Property in Mumbai

Request a signed or formally issued cost sheet covering:

Base apartment consideration
Floor-rise charge
Preferential-location charge
Parking charge
Club or amenity charge
Infrastructure charge
Development charge
Legal or documentation charge
Society-formation charge
Corpus contribution
Maintenance deposit
Advance maintenance
Utility deposits
GST
Stamp duty
Registration fee
Brokerage
Loan-processing costs

Ask whether each amount is:

Included in the Agreement for Sale
Taxable
Refundable
Payable immediately
Linked to construction
Subject to revision

GST on Redevelopment Flats in Mumbai

GST treatment depends on the transaction and project status.

Official GST guidance provides effective rates of 1% without input-tax credit for qualifying affordable residential apartments and 5% without input-tax credit for other residential apartments under the applicable post-April 2019 framework. GST generally applies to construction services where the sale occurs before the relevant completion certificate or first occupation threshold.

Tax rules can change and individual transactions may differ. Obtain a written tax calculation from the promoter and confirm it with a qualified chartered accountant.

Stamp Duty on Redevelopment Property in Mumbai

Stamp duty and registration costs should be calculated using the current Maharashtra rules and applicable property value.

The Department of Registration and Stamps publishes current Mumbai Annual Statement of Rates guidance, property-valuation services and official fee information.

Do not depend on an old online article for the final amount. Ask your lawyer or registration professional to calculate the current liability before signing.

Home Loan for Redevelopment Property in Mumbai

A lender may finance a redevelopment property when the project, borrower and transaction meet its policies.

The bank may consider:

Borrower eligibility
Project approvals
Construction status
Developer profile
Title documentation
Agreement value
Valuation
Project progress
Existing mortgages

Are Bank-Approved Redevelopment Projects in Mumbai Safe?

Bank approval is helpful, but it is not a legal guarantee.

A bank evaluates the transaction mainly from its lending and security perspective. Your lawyer should still examine the property for your interests.

Ask:

Which banks currently finance the project?
Is approval project-wide or case-specific?
Is the offered flat eligible?
Is a lender NOC required?
Is the land or project mortgaged?
How will your unit be released from the charge?
Are disbursements linked to construction progress?

What Happens If a Redevelopment Project Is Delayed?

A delay can affect buyers through:

Extended rent payments
Pre-EMI or loan costs
Deferred moving plans
School or commute disruption
Lost investment opportunities
Uncertain maintenance commencement
Repeated registration extensions

Review the Agreement for Sale for:

Contractual possession date
Grace period
Force-majeure language
Interest for delay
Withdrawal and refund rights
Notice procedure
Dispute-resolution process

MahaRERA’s published FAQ explains that a buyer who remains in a delayed project may be entitled to interest under the applicable agreement and rules, while a grievance may require a complaint before the authority.

Maintenance Charges After Redevelopment in Mumbai

A new building may have higher running costs than the old society.

Estimate expenses for:

Multiple lifts
Security staff
Fire systems
Pumps
Generators
Mechanised parking
Swimming pools
Gyms
Clubhouses
Landscaping
Façade cleaning
Building-management systems
Insurance
Major-repair reserves

Ask whether existing society members and free-sale buyers will contribute using the same formula. Also ask when maintenance starts, who manages the building initially and when control will pass to the society or association.

Practical Buyer Examples

Example 1: Family Buying in Khar West

A family wants a 3 BHK close to schools and work. The consultant shows a redevelopment apartment with a lower introductory price than a nearby ready property.

Before choosing it, the family compares:

Actual carpet area
Possession date
Current construction stage
Rent during the waiting period
GST
Loan interest before possession
Maintenance after completion
Parking
Developer history
Legal documentation

The ready property costs more initially but avoids construction and possession risk. The redevelopment apartment may offer a newer building and better amenities. The right choice depends on the family’s financial capacity and timeline not only the advertised rate.

Example 2: NRI Buyer

An NRI wants to buy properties in Mumbai as a long-term investment. The consultant recommends a new redevelopment project in Khar.

The buyer should appoint:

An independent lawyer
A chartered accountant
A loan or banking adviser, where needed
A local authorised representative

The consultant can coordinate information and viewings, but the buyer should not sign documents solely based on video calls and marketing presentations.

Example 3: Investor Comparing Two Projects

An investor compares two new redevelopment projects in Mumbai.

Project A has a lower entry price but an extended possession period. Project B costs more but has advanced construction and stronger rental demand.

Instead of choosing only by price, the investor compares:

Effective acquisition cost
Construction risk
Realistic rent
Maintenance
Competing supply
Exit liquidity
Developer performance
Possession certainty

Questions to Ask Before Buying Redevelopment Property

Ask the consultant and promoter:

Is the offered apartment part of the registered sale component?
What is the exact MahaRERA number?
Which wing and phase are registered?
Is the offered floor sanctioned?
What is the RERA carpet area?
What is the current possession date?
Has the project received an extension?
What construction has physically been completed?
Which approvals are currently valid?
Is the project land mortgaged?
How will my apartment be released from the lender’s charge?
Are there disputes with the society or existing members?
Is transit rent being paid regularly?
What are all the charges beyond the apartment price?
Is GST applicable to this transaction?
What is the estimated stamp duty?
What are the cancellation deductions?
What happens if construction is delayed?
How will parking be allotted?
What will estimated maintenance be?
When will the society or association take control?
Can I review the Agreement for Sale before paying a large amount?
Can my independent lawyer inspect the documents?
Which completed redevelopment project can I visit?
Who pays the consultant’s brokerage?

Red Flags in Mumbai Redevelopment Projects

Watch for these warning signs:

The project cannot be found on MahaRERA.
The registration number belongs to another phase.
The offered floor is absent from the approval.
The carpet area differs across documents.
A large amount is requested before the registered agreement.
The promoter refuses to share the draft agreement.
Construction has stopped for a long period.
The possession date keeps changing.
Transit-rent disputes remain unresolved.
Several developer projects are delayed.
The project appears on a lapsed or non-compliance list.
The quoted price excludes numerous compulsory charges.
Parking is promised only verbally.
The consultant discourages legal review.
The buyer is pressured to pay a “refundable” token immediately.
Bank approval is presented as complete legal proof.
Appreciation is guaranteed.
Important answers are not provided in writing.

Common Mistakes When Buying Property in Mumbai

Choosing Only by Location

Khar, Bandra and Santacruz are desirable, but a premium address cannot correct unclear title, missing approvals or an unaffordable total cost.

Selecting the Consultant With the Most Listings

More listings do not automatically mean better advice. Relevance, accuracy and transparency matter more.

Trusting Verbal Promises

Promises about possession, carpet area, parking, price, views and amenities should appear in formal documents.

Comparing Only the Base Price

Always compare complete acquisition cost and future maintenance.

Assuming RERA Registration Removes Every Risk

Registration improves transparency, but buyers still need to review project details, documents, updates and agreement clauses.

Treating Bank Approval as a Title Certificate

The bank’s review does not replace independent property due diligence in Mumbai.

Paying Before Reviewing the Agreement

Early payment may reduce the buyer’s ability to question unclear or one-sided conditions.

Ignoring the Project Phase

RERA-registered redevelopment projects in Mumbai may be registered phase by phase. Confirm that the offered apartment belongs to the specific registered phase.

Final Checklist for Choosing a Property Consultant

Choose a consultant who:

Has verifiable MahaRERA credentials
Understands Khar and surrounding Mumbai locations
Has experience with your property type
Discloses brokerage and incentives
Provides realistic property comparisons
Helps collect supporting documents
Explains risks as well as benefits
Understands redevelopment terminology
Does not guarantee returns
Encourages independent legal review
Provides written cost information
Remains available through registration and possession

Conclusion

The right property consultant can make buying property in Mumbai more organised, transparent and efficient. However, the consultant should help you investigate the transaction—not ask you to bypass verification.

This is especially important when comparing MahaRERA redevelopment projects, under-construction redevelopment projects in Mumbai or properties in established neighbourhoods such as Khar.

The best redevelopment projects in Mumbai are not simply the ones with the most attractive elevations or amenities. They are projects where the title, development rights, approvals, carpet area, agreement, construction progress, possession period and total cost can withstand careful examination.

Planning to buy properties in Mumbai or compare redevelopment opportunities in Khar and nearby western suburbs?

Connect with A2Z Realtors property consultants in Khar, Mumbai for property shortlisting, location comparisons, project information and site-visit coordination. Buyers should also obtain independent legal, tax and financial advice before completing a transaction.

Frequently Asked Questions

1. How do I choose the right property consultant in Mumbai?

Verify the consultant’s MahaRERA credentials, local experience, fees, redevelopment knowledge, client references and communication process. Choose someone who provides documented information and supports independent due diligence.

2. Is it safe to buy a flat in a redevelopment project?

It can be safe when the title, development rights, society arrangements, approvals, MahaRERA record, carpet area, agreement, developer history and total cost are independently verified.

3. How can I verify a redevelopment project in Mumbai?

Search the project on MahaRERA, review the registered phase, title report, encumbrances, approvals, construction updates, promoter history, complaints and possession date. Ask a property lawyer to review the transaction documents.

4. What documents should I check before buying a flat in Mumbai?

Important documents to check before buying a flat in Mumbai include title and development-right records, approvals, MahaRERA details, sanctioned plans, Commencement Certificate, Agreement for Sale, carpet-area statement, cost sheet and mortgage-release documentation.

5. What are the main risks of buying a flat in a redevelopment project?

The risks of buying a flat in a redevelopment project include title disputes, society disagreements, incomplete approvals, construction delays, developer financial problems, carpet-area differences and unexpected charges.

6. How can I verify the builder’s track record?

Visit completed projects, speak with residents, compare promised and actual possession dates, review MahaRERA extensions, check complaints and inspect whether earlier projects received Occupancy Certificates.

7. What is included in the cost of buying a redevelopment flat in Mumbai?

The cost of buying a redevelopment flat in Mumbai may include the apartment consideration, GST where applicable, stamp duty, registration, parking, amenities, maintenance deposits, brokerage, loan charges and professional fees.

8. Can a property consultant complete the legal verification?

A consultant can help obtain information, but an independent property lawyer should conduct the legal review. The consultant, developer and lending bank may have different roles and interests.

9. How do I buy a redevelopment flat in Mumbai safely?

To buy a redevelopment flat in Mumbai safely, verify the consultant, project, promoter, title, approvals, MahaRERA details, carpet area, possession date and total cost before signing or making a substantial payment.

10. What legal checks should be completed before buying a Mumbai flat?

The legal checks before buying a flat in Mumbai should cover title, development rights, encumbrances, society authority, sanctioned plans, approvals, project registration, litigation, mortgage status and Agreement for Sale clauses.